MPCI
Multi-Peril Crop Insurance
Federal crop insurance protecting against yield loss.
- Revenue Protection (RP)
- Enhanced Coverage (ECO)
- Supplemental (SCO)
- Area Risk Protection
- Whole Farm Revenue
48 instruments. 10 categories. One number. The FFAI measures how favorable conditions are for a working American farmer — and where they're headed.
What you sell. What you pay. Who's buying. What the dollar does to exports. What USDA says about supply. Where the cycle is headed. One composite score, updated every week.
01 Protect downside on grain. Most WI/MN at or below breakeven. RP at higher coverage. OBBBA raised premium subsidies to 80%.
02 Don't cap upside on beans. Biofuel policy, China truce, Trump-Xi April — could spike prices.
03 Dairy: DRP is non-negotiable. 85-90% coverage on 60-70% of quarterly milk. DMC by Feb 26.
04 Cattle: manage the volatility. Record prices but 15-20% swings. LRP to set floor.
05 Price into rallies. Bean windows on China headlines, corn on summer weather. Both close fast.
06 Gov't payments = 25% of net cash farm income. FBA ($44.36/ac corn) expected late Feb.
Live grain bids, cash prices, and market data from WI & MN elevators. Built for farmers, not traders.
When the index moves or a deadline approaches. That's it.
FFAI at 53.6, up from 48.0 last quarter — the strongest single-period move since 2020. Leading indicators improving across the board. Lagging indicators haven't caught up yet.
S&P up 100%+ since Oct '22. Net farm income down 22%. Corn down 48% from highs. Median farm income: negative $1,498. Government payments $44.3B — highest since 2020. Gold nearly tripled to $4,945.
DXY down 13% to 98.7. Corn exports raised to record 3.3B bu. 10% dollar drop historically precedes 15-20% grain price improvement.
Gold $4,945, silver $85.65. Gap to grain prices widest on record. Gold ATH historically precedes ag commodity rallies 12-24 months out.
BDI 2,019, up 135% YoY. Sustained above 1,800 confirms grain trade acceleration.
Real 5.33/USD, record 180 MMT Brazil soy. Weakening USD narrows their advantage.
Feb WASDE cut corn stocks 100M bu — bullish surprise. 39.2% US in drought, expanding to D3 Extreme.
Deere ATH $593, raised guidance, called 2026 "cycle bottom." Titan Machinery $14.30 still distressed.
The wind changed. The tide hasn't.
Position for the turn. Don't bet the farm on the timing.
48 instruments, 10 weighted categories: Row Crops (20%), Input Costs (15%), Equipment (10%), Grain Trade (8%), Macro (10%), Metals (7%), Livestock (5%), Global Demand (10%), USDA Supply (10%), Farm Structure (5%). Scored 0-100 via proprietary 52-week percentile ranking with momentum and seasonal adjustments.
Sources: CBOT/CME, NYSE/NASDAQ, USDA WASDE, Export Sales, Crop Progress, Drought Monitor, Baltic Exchange, Fed, BLS. Updated weekly at farmers1st.com.
Independent agents licensed across Minnesota and Wisconsin. Serving the Bemidji-to-La Crosse corridor since 2017.
Federal crop insurance protecting against yield loss.
Rainfall index for hay and grazing acres.
NRCS-compliant plans by our CCA.
Central Minnesota through the Twin Cities metro and into western Wisconsin. Licensed in both states.
Proprietary weekly composite index published at farmers1st.com. 48 instruments, 10 categories, scored 0-100. Free, every week.
Above 60 = FAVORABLE (lock margins, expand). 45-54 = GUARDED (sell into strength, lock inputs, max insurance). Below 45 = STRESSED (preserve cash, minimize debt).
March 15 for corn, soybeans, spring grains. July 15 acreage reporting. December 1 PRF pasture. Call early.
Rainfall index for hay and grazing. Auto payouts below your grid threshold. No adjuster. Heavily subsidized.
Bemidji south through Brainerd, St. Cloud, Twin Cities metro, east into western Wisconsin — Barron, Chippewa, Dunn, Eau Claire, St. Croix — south to La Crosse.
Our free ag dashboard at agsist.com — live grain bids and cash prices from WI & MN elevators.
Chetek, Wisconsin. Serving the MN-WI corridor since 2017.